Credit Cards For Online Business

Article contributed by Debbie Dragon

Times sure have changed. In my lifetime, the transition from cash, to check, to plastic has been astounding. In today’s financial society, it is rare to find many who do not have a credit card, or at the least, a debit card. Either a credit card or a debit card is required at many business locations. For example, it is hard to rent a car without one. In addition, you will find it hard to buy an item over the phone, say off of the television, without plastic. You will run into the same obstacle, while shopping online. Plastic has become a necessity. If not a necessity, then definitely a financial asset on many occasions. You will find it hard, without the card.
I see a day, when cash will no longer be utilized. A day when everyone’s check will go directly onto plastic. You will use plastic for every transaction, from buying a soda to paying your mortgage. However, that may be a while down the road. For now, the credit card customer’s of the world are still trying to adjust. Still attempting to become comfortable and efficient with them. Credit cards are well worth having. They are a great way to build credit. Credit cards empower the customer to purchase some of the things in life, they normally could not afford. I would like to say this however, and I know you have heard this somewhere before, but with power, comes great responsibility.
It seems simply unthinkable, that a business today would not be set up to accept credit cards. In saying that however, I know there are still locations that do not. In recent years even the fast food industry had to jump on the band wagon. It cannot be ignored. Plastic is the future. If you intend to be successful in business, at some point you will have to take credit cards. There is no way around it. This is no different for someone who owns, say a online business. If you want to compete with other business outlets, you will have to be set up to take credit cards. I own an online Freelance Writing Business. I am set up to accept credit cards. Business transactions are much easier online, if you use plastic and accept it as well.
Sure you can except a check from a client. However, if you do, it is not going to be a quick transaction. A credit transaction is immediate. That is what you want in business. Quick return on your investment. Credit cards are safer as well. Let’s face it, most people that write checks are honest and upstanding. Then again, there are those who think as long as they have checks, they have money in their account. Utilizing a credit card for your online business and accepting them as well, makes you legit It is beneficial to your customers and clients, as well as for you. It does not take much foresight to realize, that credit cards are the future of business.
About the Author
Debbie Dragon is a writer for CreditorWeb.com, where she writes about credit cards, credit card offers and general personal finance.